Lead Architect

Original Post

**JOB DESCRIPTION** A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us. As a Lead Architect at JPMorgan Chase within the Consumer \& Community Banking Team, you are an integral part of a team that works to develop high\-quality architecture solutions for various software applications on modern cloud\-based technologies. As a core technical contributor, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals. **Job responsibilities** * Lead the architecture, design, and roadmap for payment processing platforms, ensuring alignment with business objectives and industry best practices. * Collaborate with product managers, engineering, security, and operations teams to define requirements, prioritize features, and deliver robust solutions. * Design and document end\-to\-end solutions for real\-time transaction processing, fraud detection, risk management, and integration with external Payment networks. * Evaluate and select appropriate technologies, frameworks, and patterns to meet scalability, reliability, and performance goals. * Ensure compliance with PCI DSS, data privacy, and other relevant regulations. * Drive innovation by staying current with industry trends, emerging technologies, and regulatory changes in the payments space. * Leads evaluation sessions with external vendors, startups and internal teams to drive outcomes\-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information * Defines the technical target state of their product and drives achievement of the strategy * Participates in the architecture governance process, incorporates feedback, and evaluates engineering deliverables to ensure alignment with the agreed design. **Required qualifications, capabilities, and skills** * **Formal training or certification on software engineering concepts and 5\+ years applied experience.** * Strong understanding of payment flows, transaction lifecycle, and integration with payment networks. * Hands\-on experience with API design, microservices, cloud platforms (AWS), and event\-driven systems. * Proven experience in modernizing legacy platforms and migrating them to cloud\-based architectures, including assessment, design, and implementation. * Solid understanding of architectural patterns that support non\-functional requirements (NFRs) such as resiliency, high availability, and low latency. * Experience designing and implementing active\-active applications for continuous service and fault tolerance. * Ability to create and interpret architecture diagrams for system and component\-level design documentation. * Familiarity with security standards (PCI DSS), fraud and risk management, and regulatory compliance. * Excellent communication, leadership, and stakeholder management skills. * Proven ability to translate business requirements into scalable technical solutions. **Preferred qualifications, capabilities, and skills** * Experience with large\-scale financial systems or high\-availability transaction processing. * Prior experience working with international payment schemes and multi\-region deployments. **ABOUT US**